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Topstep — rules, explained

The numbers below are the same dataset PAPA's live compliance engine runs on — 2 programs (1 evaluation), each with its verification date and sources.

⚠ Prop firms change rules often and promos are constant. Every figure below carries the date we last verified it — treat your firm dashboard as the final word, and tell us if something moved.

Trading Combine 50K Evaluation

Profit target(s)6%
Daily loss limit2%
Max overall loss4% (trailing)
Min trading days2
Consistency rulenone

50K Combine: $3,000 target (6%), $1,000 daily loss (2%, soft), $2,000 (4%) TRAILING END-OF-DAY max-loss that stops at breakeven when funded. PAPA approximates EOD trailing with its equity-based trail — treat buffers as estimates.

Express Funded 50K (XFA) Funded account

Profit target(s)— (funded/instant)
Daily loss limitnone
Max overall loss4% (trailing)
Min trading days
Consistency rule40% best-day rule

Max Loss Limit $2,000 (starts at $48,000), trails EOD balance highs and LOCKS exactly at the initial $50,000 once $2,000 of EOD profit is banked; breach is permanent. Payout paths (pick once): 5 Winning Days ($150+ each) OR the Consistency path (best day ≤40% of total profit). 90/10 split, min $125.

Verified 2026-07-12 · source · source

PAPA tracks these limits live against your actual account — buffer bars, breach alerts, and an evaluation simulator.

Track Topstep rules live — free