FTMO — rules, explained
The numbers below are the same dataset PAPA's live compliance engine runs on —
3 programs (2 evaluation), each with its
verification date and sources.
⚠ Prop firms change rules often and promos are constant. Every figure below carries the date we
last verified it — treat your firm dashboard as the final word, and tell us if something moved.
1-Step Challenge Evaluation
| Profit target(s) | 10% |
|---|
| Daily loss limit | 3% |
|---|
| Max overall loss | 10% (trailing) |
|---|
| Min trading days | — |
|---|
| Consistency rule | 50% best-day rule |
|---|
10% target, 3% daily (of initial size, resets 00:00 CET), 10% trailing EOD max. Best Day rule: your best day may be at most 50% of total profit — SOFT (keep trading until met, not a breach).
Verified 2026-07-12 · source
FTMO Challenge (2-Step) + Verification Evaluation
| Profit target(s) | 10% → 5% |
|---|
| Daily loss limit | 5% |
|---|
| Max overall loss | 10% (static) |
|---|
| Min trading days | 4 |
|---|
| Consistency rule | none |
|---|
The 2-Step Challenge has no hard consistency percentage rule — that's specific to FTMO's separate 1-Step product (Best Day Rule: best day can't exceed 50% of total positive-day profit). Daily loss and max loss are both static, based on the initial/prior-day balance, not a trailing high-water mark.
Verified 2026-07-05 · source · source
FTMO Account (Funded) Funded account
| Profit target(s) | — (funded/instant) |
|---|
| Daily loss limit | 5% |
|---|
| Max overall loss | 10% (static) |
|---|
| Min trading days | — |
|---|
| Consistency rule | none |
|---|
Funded stage after the 2-Step Challenge + Verification: same 5% daily / 10% static loss limits as the eval, but NO profit target and no minimum days. Daily loss is 5% of the initial size, measured on equity incl. floating P/L. Payouts claimable from day 14, then on-demand (min $20 wire / $50 crypto); 80% split scaling to 90% via the Scaling Plan. No consistency rule (the 50% best-day rule is FTMO's separate 1-Step product only).
Verified 2026-07-12 · source · source